Terms & Conditions
Last updated: June 2026
1. About NBI.money
NBI.money (“NBI”, “we”, “us”) is a personal wealth-tracking and analytics tool that helps you consolidate and view your investments — Indian and US stocks, mutual funds, gold, EPF/NPS/PPF and other assets — in one place. By creating an account or using the service you agree to these Terms & Conditions.
2. Not financial advice
NBI.money provides information, aggregation and analytics for your convenience only. Nothing in the service constitutes investment, tax, legal or financial advice, or a recommendation to buy, sell or hold any security. Figures such as returns, XIRR, “tax-loss-harvesting candidates” and estimated taxes are indicative and may be incomplete or inaccurate. Always verify with your broker, the official source, and a qualified professional before acting.
3. Connected accounts & data
You may link third-party accounts (e.g. INDmoney, Zerodha, Upstox) using read-only authorisation, or import statements manually. We use these only to read your holdings and balances to display them to you. We never store your broker passwords, and we never place trades or move money. You are responsible for the accuracy of any data you enter manually and for keeping your linked-account authorisations up to date.
4. Your account
You must provide accurate information and keep your password secure. You are responsible for activity under your account. New accounts may require approval before access is granted. You can delete your account at any time from Settings, which permanently removes your data.
5. Family sharing
If you join a family, members of that family can view each other’s investments and a combined view, as described when you accept a request. You can unlink from a family at any time from Settings.
6. Acceptable use
Do not misuse the service, attempt to access other users’ data, disrupt the platform, or use it for any unlawful purpose.
7. Limitation of liability
The service is provided “as is” without warranties of any kind. To the maximum extent permitted by law, NBI.money is not liable for any loss arising from the use of, or reliance on, the information or analytics provided, or from interruptions, errors or inaccuracies in data sourced from third parties.
8. Communications & consent
By signing up you consent to be contacted by NBI.money regarding your account and the service. If you opt in, you may also receive promotional offers and product updates; you can opt out of promotional messages at any time.
9. Changes
We may update these Terms from time to time. Continued use after changes means you accept the updated Terms.
10. Contact
Questions? Email us at support@nbi.money.
See also our Privacy Policy.